Altering the factors a carrier may use to adjust the community rate
for health benefit plans offered in the small group market to include
health status and tobacco use; establishing limitations on the use of
age, health status, and tobacco use in adjusting the community rate;
repealing a specified limit on the rate a carrier may charge based on
adjustments to the community rate; authorizing a carrier to use
specified health statements, screenings, and claims history to
establish or modify premium rates; etc.